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NYSHIP

NYSHIP

NYSHIP offers coverage options for addiction treatment, enabling New York State employees and their families to access comprehensive rehab services and support for a healthier, substance-free future.

Paying For TreatmentNYSHIP Coverage
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NYSHIP Coverage

Recognizing the need for help and getting treatment for addiction or mental health issues can be challenging. What’s even more difficult is finding the money to pay for it. But the state of New York doesn’t believe that their government employees should have to struggle with this, which is why NYSHIP policies offer comprehensive coverage for substance abuse and mental health services.

What is NYSHIP?

It can be challenging to recognize the need for help and get treatment for addiction or mental health issues. What’s even more difficult is finding the money to pay for it. But the state of New York doesn’t believe that their government employees should have to struggle with this, which is why NYSHIP policies offer comprehensive coverage for substance abuse and mental health services.

Does NYSHIP Cover Drug Rehab?

The extent of coverage is based on the plan you have. NYSHIP has a specific mental health and substance abuse program that covers things like:
  • Partial Hospitalization
  • Inpatient Drug Rehab*
  • Outpatient Services
  • Family Counseling
  • Prescription Medication
*With almost all policies, you have to pay 10% of your coinsurance, and your benefits don’t come into effect until you have also met your annual deductible. This is something you can review with a local NYSHIP treatment center or your insurance provider directly. Even in cases where your policy doesn’t offer complete coverage, if a service is considered a medical necessity by your primary care physician, it might be added to what the insurance company pays for. Usually, you need to meet with your primary care physician in order to have something deemed medically necessary. With Find Luxury Rehabs, you can connect with facilities that work with your provider regularly.

Detox

With detoxification, you likely have to check into an NYSHIP drug rehab center or local hospital overnight and stay multiple nights. Your policy may or may not cover that hospital stay, and if it does, it might have a limit on the number of days you are allowed. During your detox program, you will likely be given medication to help reduce the severity of your symptoms. Medications like Tylenol or anti-nausea medication might be over-the-counter, generic, but if administered at a hospital, they could come at a much higher fee.

Inpatient Rehab

After completing your detox, if you choose an inpatient NYSHIP drug and alcohol rehab, it is much less likely that your insurance will cover all of your treatment, but they might cover some of it. With inpatient programs, your insurance might cover things like the actual therapy sessions you undergo and the medications you are given, but beyond that, they may not cover the cost of your room and board or your meals. You can work with Find Luxury Rehabs to find rehab centers and then speak with them about how their billing actually works. If they can provide you with a breakdown of a billing sample and what charges might be levied against you during your treatment, you can better understand what your insurance policy will cover.

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How Long Will NYSHIP Cover Drug Treatment?

NYSHIP is a state-funded New York health insurance program. It also goes by the name Empire Plan. The plan was started in 1957, offering state employees affordable health care. Today it provides insurance coverage to over 1.2 million state employees, their families, and those who are retired. People who work at the state and local government level in New York can use their NYSHIP policy to get drug rehab services. NYSHIP offers different coverages to help you navigate your mental health. Together we can explore what exactly NYSHIP offers, and we can determine the appropriate healthcare facility for you. Find Luxury Rehabs can help you compare rehab centers side by side.

Are There NYSHIP Rehab Centers?

Choosing in-network NYSHIP addiction treatment programs comes with certain benefits: Better Coverage Using an in-network rehab center means you are more likely to get coverage for all, if not most, of your treatment. Working with approved, in-network facilities means you have a more comprehensive selection of locations you can turn to for individual services like psychotherapy, detoxification, and ongoing treatment. If you choose the same types of services at an out-of-network facility, your insurance policy might refuse to pay for any of it meeting you would have to cover 100% of your treatment costs. More Options The first benefit is access to more options. In a network, providers are comprised of a wide array of specialists, which makes it more likely that you will find someone to offer the services you need. Addiction is highly individualized, so that you might struggle with bipolar disorder, PTSD, and alcoholism, whereas someone else might want family therapy, marriage counseling, and help with a benzo addiction. Depending on your plan, you might find coverage for a surprising number of holistic treatments in addition to standard evidence-based psychotherapy, including meditation, fitness classes, nutrition classes, yoga, or mindfulness. These classes can be costly in your local community, but if you use in-network facilities, you can get them at a fraction of the cost. Working with resources like Find Luxury Rehabs means access to a broader array of treatment options.

What Are the Benefits of an In-Network NYSHIP Rehab Center

How long your coverage lasts is based on the policy you have. Federal requirements might extend to 12 weeks of psychotherapy or rehab treatment, but coverage for ongoing prescriptions might last throughout your treatment. Reach out to Find Luxury Rehabs to see what facilities accept your NYSHIP rehab coverage.
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Finding NYSHIP Drug and Alcohol Rehab Centers Near You

We know how difficult it can be to have the courage to ask for help. But it can be even more challenging to figure out which rehab center is best for you, let alone which facility takes your insurance. With Find Luxury Rehabs, we can help connect you only with local providers who accept NYSHIP policies. From there, you can reach out to the ones you like most and discuss their billing, their treatment options, and which part of your rehab would be covered under your policy. Let Find Luxury Rehabs connect you to local NYSHIP drug and alcohol rehab programs so you can get the help you deserve.

Health Insurance can pay for treatment