NYSHIP

Recognizing the need for help and getting treatment for addiction or mental health issues can be challenging. What’s even more difficult is finding the money to pay for it. But the state of New York doesn’t believe that their government employees should have to struggle with this, which is why NYSHIP policies offer comprehensive coverage for substance abuse and mental health services.

The extent of coverage is based on the plan you have. NYSHIP has a specific mental health and substance abuse program that covers things like:

• Partial Hospitalization
• Inpatient Drug Rehab*
• Outpatient Services
• Family Counseling
• Prescription Medication

*With almost all policies, you have to pay 10% of your coinsurance, and your benefits don’t come into effect until you have also met your annual deductible. This is something you can review with a local NYSHIP treatment center or your insurance provider directly. Even in cases where your policy doesn’t offer complete coverage, if a service is considered a medical necessity by your primary care physician, it might be added to what the insurance company pays for. Usually, you need to meet with your primary care physician in order to have something deemed medically necessary. With Find Luxury Rehabs, you can connect with facilities that work with your provider regularly.

NYSHIP is a state-funded New York health insurance program. It also goes by the name Empire Plan. The plan was started in 1957, offering state employees affordable health care. Today it provides insurance coverage to over 1.2 million state employees, their families, and those who are retired. People who work at the state and local government level in New York can use their NYSHIP policy to get drug rehab services. NYSHIP offers different coverages to help you navigate your mental health. Together we can explore what exactly NYSHIP offers, and we can determine the appropriate healthcare facility for you. Find Luxury Rehabs can help you compare rehab centers side by side.

Choosing in-network NYSHIP addiction treatment programs comes with certain benefits: Better Coverage Using an in-network rehab center means you are more likely to get coverage for all, if not most, of your treatment. Working with approved, in-network facilities means you have a more comprehensive selection of locations you can turn to for individual services like psychotherapy, detoxification, and ongoing treatment. If you choose the same types of services at an out-of-network facility, your insurance policy might refuse to pay for any of it meeting you would have to cover 100% of your treatment costs. More Options The first benefit is access to more options. In a network, providers are comprised of a wide array of specialists, which makes it more likely that you will find someone to offer the services you need. Addiction is highly individualized, so that you might struggle with bipolar disorder, PTSD, and alcoholism, whereas someone else might want family therapy, marriage counseling, and help with a benzo addiction. Depending on your plan, you might find coverage for a surprising number of holistic treatments in addition to standard evidence-based psychotherapy, including meditation, fitness classes, nutrition classes, yoga, or mindfulness. These classes can be costly in your local community, but if you use in-network facilities, you can get them at a fraction of the cost. Working with resources like Find Luxury Rehabs means access to a broader array of treatment options.

We know how difficult it can be to have the courage to ask for help. But it can be even more challenging to figure out which rehab center is best for you, let alone which facility takes your insurance. With Find Luxury Rehabs, we can help connect you only with local providers who accept NYSHIP policies. From there, you can reach out to the ones you like most and discuss their billing, their treatment options, and which part of your rehab would be covered under your policy. Let Find Luxury Rehabs connect you to local NYSHIP drug and alcohol rehab programs so you can get the help you deserve.