Aetna Rehabs Coverage
Aetna is a health insurance provider. They provide medical and dental insurance as well as long-term care programs. Aetna is primarily offered through employer-paid programs, so most people with Aetna policies get them through their job. Aetna offers fully paid or partially paid employer policies which means each person has varying degrees of control over their coverage.
Call Find Luxury Rehabs to get a list of qualified, local rehab centers that work with Aetna.
What is Aetna?
Aetna is a health insurance provider in the United States. They provide policies to over 40 million people, 1.2 million of which are professional organizations. If you have an Aetna policy and want to find a rehab center where you don’t have to pay out of pocket, let Find Luxury Rehabs help connect you to an Aetna rehab facility near you.
Turn to Find Luxury Rehabs today to compare Aetna inpatient rehab or outpatient coverage.
Turn to Find Luxury Rehabs today to compare Aetna inpatient rehab or outpatient coverage.
Does Aetna Cover Drug Rehab?
Yes, to an extent. Many moving parts influence what is covered and to what degrees.
Things to note:
- Sometimes Aetna will require a pre-qualification from your primary care physician before you can get treatment. This usually means visiting your doctor to get a diagnosis.
- Some Aetna drug rehab coverage is limited to in-network providers.
- You might have to meet a deductible before your Aetna health insurance drug rehab coverage kicks in.
- Many things like detox, therapy, and medication are federally required to be covered by your Aetna policy, but limits can be placed on types, timelines, or locations.
Therapy Options
Using the policy sample above, if John wanted to get 12 weeks of individual Psychotherapy covered at a rehab program as part of his recovery, he would need to pay the $25 copay to visit his primary care physician to get the diagnosis first.
After that, his policy would cover 12 sessions of 1 hour each across the span of 12 weeks but only for individual therapy. If John wanted to continue beyond 12 weeks or three months, he would have to start paying out-of-pocket for his individual treatment.
If John wanted to attend group therapy sessions during his rehab, he would likely have to pay for those out-of-pocket if his policy did not cover them. Group therapy sessions are often much less expensive, and programs like 12-step programs don’t come at a cost, so John could still get away with completing individual and group therapy for a few months while letting his policy cover most of the price.
Medication Options
According to John’s policy, once he starts treatment, any prescription medications given to him during the course of his detox or ongoing treatment are covered if the facility uses generic prescriptions instead of name-brand medicines. But John doesn’t necessarily have control over that, so it’s something to look into with each facility.
Any over-the-counter medications like anti-nausea or pain medications given during his detox would likely be charged out of pocket.
If John needed treatment for opioid addiction or alcoholism that requires medically assisted treatment, the prescriptions for which may or may not be covered under his policy.
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Get Confidential CallbackHow Long Will Aetna Cover Drug Treatment?
Aetna is a health insurance provider. They provide medical and dental insurance as well as long-term care programs. Aetna is primarily offered through employer-paid programs, so most people with Aetna policies get them through their job. Aetna offers fully paid or partially paid employer policies which means each person has varying degrees of control over their coverage.
Call Find Luxury Rehabs to get a list of qualified, local rehab centers that work with Aetna.
Are There Aetna Rehab Centers?
You get access to over 700,000 professionals who can offer Aetna insurance, alcohol rehab, or drug treatment where you live. With such a vast number of professionals, finding specialized treatment for mental health disorders, women’s only rehab, or career-specific treatment is much easier. You can find a much more extensive list of qualified Aetna rehab centers within the network that are guaranteed to be near you. All in-network providers have already been screened for qualifications, quality care, and adherence to evidence-based practices. By comparison, they might uphold different standards if you opt for an out-of-network facility.
With Find Luxury Rehabs, you can get a list of vetted, in-network providers for Aetna inpatient rehab.
What Are the Benefits of an In-Network Aetna Rehab Center?
This is contingent upon the plan you have. Approved, in-network rehab centers can usually offer 1-6 weeks of Aetna inpatient rehab and 4-12 weeks of approved outpatient Aetna drug rehab coverage or alcohol treatment.
- If you enter into residential treatment, this means you can get coverage for one or two months.
- With intensive outpatient care, you might be able to sustain coverage for a few months through a year in some cases.
Finding Aetna Drug and Alcohol Rehab Centers Near You
If you are ready to get help, you shouldn’t worry about the cost. Health insurance plans are designed to lend a hand when you need them. With Find Luxury Rehabs, you can compare different in-network facilities that work with your provider.
Aetna rehab centers have insurance specialists on staff who can review your policy with you and break down exactly what part of your treatment would be covered. You can look at their treatment options, and the services or amenities offered and then reach out to your favorites directly. Don’t wait to get help because of costs; let Aetna shoulder that burden for you.
Let Find Luxury Rehabs help you start your addiction treatment today.
