Getting treatment for addiction takes incredible strength, but it also takes money. So how do you cover the cost of Cigna addiction treatment? What parts of your rehab will your insurance pay for? And what do you do when you are left with a bill?
Talk to Find Luxury Rehabs to find a Cigna drug and alcohol rehab center.
Cigna insurance is a global healthcare company offering health insurance, dental plans, and supplemental coverage to individuals, families, and businesses. They currently serve over 86 million customers with a variety of healthcare plans, many of which cover the cost of rehab. If you have a plan with Cigna, you can get Cigna drug treatment or find a Cigna alcohol rehab center in your area.
Let Find Luxury Rehab help compare in-network Cigna addiction treatment in your area.
Yes! The type of plan you have will directly influence the coverage you can get. Called the “Cigna Behavioral Health division,” Cigna has a separate set of services, online articles, and tools to help you get treatment for addiction.
Reach out to Find Luxury Rehab today to review which facilities in your area take Cigna.
What gets covered at a Cigna drug and alcohol rehab center is based on your plan. Whatever level of coverage you have will apply toward any substance, so you aren’t restricted if you, for example, have an addiction to marijuana versus heroin.
For example: If you have Cigna’s Bronze plan, it comes with a meager monthly premium. The downside is a low premium means a high deductible.
It also varies based on your state. In some states, you need to find an in-network provider to get Cigna addiction treatment.
Another variable is pre-qualification. Cigna requires pre-qualification for certain services, like mental health services. So, if you are interested in getting help from a dual diagnosis center for depression and addiction, you might need to get an official diagnosis before Cigna covers it. You should reach out to Cigna to go over whether your condition requires pre-qualification and how to find in-network providers.
You can get detox coverage at a Cigna drug and alcohol rehab center. Your plan may only cover part of the detox process, but without detox, you cannot transition into the rest of your recovery.
Cigna drug treatment is covered during outpatient therapy. During an outpatient program, you get to live at home and return to a rehab center for your treatment. Almost all policies would include some level of outpatient coverage for addiction and mental health, even if those items were pre-existing when you took out the policy with Cigna.
If you need Cigna alcohol rehab or opioid MAT, you might get some of your recovery covered by your policy. Likewise, medications for dual diagnosis, anxiety, or depression are likely covered during your Cigna addiction treatment.
Whether you need a drug or Cigna alcohol treatment, Cigna will cover at least part of it if you are also getting help with mental health disorders.
When you contact Find Luxury Rehabs, we can help you compare different levels of care.
This, again, comes down to the type of plan you have. At an approved Cigna drug and alcohol rehab center, you can usually get coverage for 30-days, 60-day, even 90-days at an approved facility, or longer for outpatient treatment. Usually, Cigna will approve coverage for a specific length of time and then evaluate your progress at the end of the program to determine if you need additional treatment. If you do, they will reassess what is covered under your policy.
With Find Luxury Rehabs, we can connect you with vetted, local Cigna drug treatment where you live.
Many facilities across the US are considered “in-network.” if you want Cigna alcohol treatment or Cigna drug treatment, your best option is to use an in-network facility because these come with more coverage. Depending on where you live, Cigna may provide dedicated rehab services in some of its existing facilities. However, most of the time, a “Cigna rehab center” is a rehab center in your area which accepts Cigna health insurance. When you reach out to a Cigna rehab center, they can review your policy and talk you through what services are covered by it compared to what services you will pay out of pocket if you use them.
We can help you compare Cigna alcohol rehab near your area with resources like Find Luxury Rehab.
The team at Find Luxury Rehabs is standing by 24 hours a day, 7 days a week ready to help you find your own individual options for luxury treatment.
The most significant benefit to using an in-network Cigna rehab center is coverage. Cigna is one of a few insurance providers that is much less likely to cover any of your treatment if you go out of network. With in-network providers, you can help any mental health treatment covered for a short length of time, as well as most medications you receive. The Federal government requires all healthcare providers to offer the following:
What benefits you have will depend on the plan you have and the state in which you live, but Cigna is required to give some coverage for in-network facilities. Thankfully there are thousands of treatment facilities out there, so whatever combination you want most can be found with Find Luxury Rehabs. We can connect you to facilities with dual diagnosis and a specialty in bipolar disorder or a facility with inpatient services and brain optimization or mindfulness classes.
Call Find Luxury Rehabs now to get in-network centers in your area.
If you are ready for treatment, Find Luxury Rehabs will help you find approved centers in your area. We can help you refine the facilities based on the treatment they provide, especially if you need something like MAT or dual diagnosis. With our help, you can find qualified, professional rehab centers that take Cigna insurance and speak with them about the treatment they provide, their billing structure, and what your policy will cover.
Let Find Luxury Rehabs help you review Cigna-approved rehab centers today.