BCBS Rehabs

Find out how to find the best way to pay for luxury outpatient centers in the U.S. right now.

BCBS Rehabs Coverage

Blue Cross Blue Shield is an organization that includes 36 independent companies providing health insurance. They currently provide healthcare access to over 107 million people. With a BCBS drug and alcohol rehab center, you can get the help you need at an affordable rate.

 

Let Find Luxury Rehabs help you compare nearby BCBS rehab facilities today. 

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Begin Your Journey Towards Healing

Our caring team of treatment placement specialists are standing by ready to help you find the treatment that works best for your personal needs. Our hand-picked network of trusted luxury rehabs offers you the power of choice when seeking treatment for substance abuse.

What is BCBS?

Blue Cross Blue Shield is an insurance provider. Their parent company is Anthem. Many people who have BCBS receive their policy through their place of business, so there is little leeway in these situations for the coverage you get. Thankfully, you can still rely on BCBS to provide affordable rehab.

 

Find Luxury Rehabs makes it easy to find rehab centers that accept BCBS. 

Does BCBS Cover Drug Rehab?

Blue Cross Blue Shield has a national resource for substance abuse recovery services, no matter your insurance status. You can view state-level support services with an interactive map and find a provider within your network who can offer BCBS drug programs in your area.

 

BCBS recommends using the member services feature to look up any BCBS alcohol coverage or BCBS rehab facilities that fall under your plan. But if you are already confident in what your program provides, you can also use the provider directory to connect with nearby treatment centers. 

 

With Find Luxury Rehabs, you can compare rehab treatment centers side by side and find the best program for your recovery. 

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What Drug Rehab Programs Will BCBS Cover?

This depends on your plan. Blue Cross Blue Shield has four plans:

Bronze This plan will cover around 60% of your substance abuse medical costs, but it has a high deductible.
Silver This plan will cover around 70% of your costs with a slightly lower deductible.
Gold The gold plan covers around 80 percent of your rehab costs and has a significantly lower deductible but a higher monthly premium.
Platinum The Platinum plan covers around 90% or more of your rehab costs, and if you have this plan, you have the lowest deductible possible but a very high monthly premium.

Most of these plans will cover medical detox if it is determined to be medically necessary*. The most likely cases for complete coverage of medical detox include MAT programs for opioid, benzodiazepine, or alcohol addiction. Blue Cross Blue Shield will cover inpatient rehab for substance abuse and dual diagnosis situations. There may be a limit on how long these programs are covered or a requirement for an official diagnosis of something like a mental health disorder prior to starting dual diagnosis coverage.

 

Blue Cross Blue Shield plans usually cover outpatient programs, but the percentage of which is contingent upon your specific policy. Therapy is usually fully covered or partially covered. Depending on your plans, you might have to pay money toward your deductible or cover a copay for each of your therapy sessions. The same applies to any medications you take while undergoing an outpatient program; your plan might require a copay for generic prescriptions or cover them completely.

 

*Note: “Medically necessary” is a term associated with many services provided at BCBS drug programs. You need your primary care physician to determine whether something is medically necessary. This requires a separate appointment and potentially a separate copay.

 

Find Luxury Rehabs can help you find BCBS rehab facilities in your local area. 

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How Long Will BCBS Cover Drug Treatment?

If you start BCBS drug programs or alcohol rehab programs, the length of time covered is based on your individual plan. In some cases, if there are limits to your coverage, they can be altered if a doctor deems additional therapy “medically necessary.”

 

Contact Find Luxury Rehabs to find local drug treatment centers today.

Are There BCBS Rehab Centers?

Yes, there are. BCBS maintains a Provider Directory where you can look up a nearby BCBS drug and alcohol rehab center or provider. These BCBS rehab facilities are called “Blue Distinction Centers.”

 

  • There is only one in the state of Alaska, three in the state of Arizona, one in Connecticut, two in the state of Georgia, and one in the state of Maine. 
  • Other states, like Minnesota, have nearly 20. However, they are almost always located in major cities. 
  • In California, for example, you will find many options in Southern California, like San Diego, La Mesa, Los Angeles, Long Beach, and Redlands, but there are very few options in Northern California.

 

These nationally designated facilities provide substance abuse treatment centers across the United States. If you cannot find a Blue Distinction Center in your area, you can still locate an in-network BCBS drug and alcohol rehab center. 

 

Let Find Luxury Rehabs help you connect with in-network rehab facilities near you.  

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What Are the Benefits of an In-Network BCBS Rehab Center?

There are many benefits to finding an in-network facility, but the most significant benefit comes down to cost. When you look at rehab centers, they are generally categorized as:

  • In-network
  • Out-of-network

 

As part of BCBS drug programs, you benefit from in-network over out-of-network. Someone considered an in-network provider has already talked with your insurance provider and agreed about charges for BCBS alcohol coverage or drug rehab.  So, suppose you go to an in-network BCBS drug and alcohol rehab center. In that case, they already have an agreed-upon rate for individual therapy, group therapy, cognitive behavioral therapy, family therapy, medications, and other services. This makes it easier for your insurance provider to anticipate the total cost of your rehab. But if you go to a facility that is out of network, your insurance provider doesn’t have an agreed-upon cost list for services, so they can’t anticipate exactly how much your recovery will be. In these cases, they will typically limit how much they cover so that they are able to avoid an unexpectedly high bill.

 

With in-network BCBS rehab facilities, you also get the benefit of ideal coverage for things like medications and therapy sessions. The downside is you might have trouble finding an in-network facility that offers specialized services like holistic care or trauma-informed therapy. You might be forced to settle for an out-of-network provider in these situations, but you can still use your policy to cover some of the cost.

 

Contact Find Luxury Rehabs to learn more about in-network BCBS providers. 

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Finding BCBS Drug and Alcohol Rehab Centers Near You

We understand how difficult it can be to find an appropriate rehab center, especially when you need to make sure your insurance covers most of your stay. With our resources, you can look up in-network facilities in any state you choose and specify the types of treatment you prefer, the therapies you want most, or the insurance coverage you have.

 

With Find Luxury Rehabs, we can help you connect with treatment centers that offer the types of medications you need and the programs you prefer and work with your insurance provider. Once you pick the centers that appeal most, you can reach out to them. BCBS rehab facilities have internal insurance administrators who can review your policy with you in-depth, giving you a clearer picture of which services are covered in which you might have to pay out-of-pocket.

 

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