Anthem BCBS

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Anthem BCBS Coverage

Anthem BCBS is a health insurance provider. If you have a policy through them, you can find an Anthem drug rehab center with our help and get part or all of your treatment paid for.

 

Reach out to Find Luxury Rehabs to learn more about Anthem rehab facilities in your area.

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What is Anthem BCBS?

Anthem is a health insurance provider. They are the parent company of Blue Cross Blue Shield or BCBS. Anthem offers coverage to over seventy million people. They are so prevalent that one out of every eight Americans has a personal or work-provided plan through them. 

 

Let Find Luxury Rehabs provide you with vetted, trustworthy Anthem drug and alcohol addiction treatment facilities if you Anthem. 

Does Anthem Cover Drug Rehab?

Anthem covers things like MAT, detox, Anthem BCBS drug rehab, and mental health services. All healthcare providers, including Anthem BCBS, must cover the following:

  • Behavioral treatment, which includes counseling and psychotherapy
  • Mental health inpatient services
  • Addiction treatment

 

The extent to which Anthem BCBS drug rehab is covered and for how long is based on your plan type and the state where you live. All states have different requirements. However, if you had a pre-existing addiction or mental health disorder and took out a new policy recently, you cannot be denied coverage for a pre-existing condition; your provider must cover your Anthem drug and alcohol addiction treatment from the day your policy begins. 

 

Limits

However, there are limits to what is covered. For example, your policy might give you counseling and psychotherapy but only for three months at an Anthem drug rehab center. It might cover inpatient mental health services like detox but not ongoing residential inpatient rehab.  If you want to continue with Anthem BCBS rehab beyond what is covered in your policy, you can do so out of pocket. Sometimes your policy has a deductible you must pay out of pocket before the insurance provider will cover the remaining cost.  The good news is there are no limits or caps on the remaining cost. Legally, you cannot have yearly or lifetime dollar limits on “essential” mental health or addiction services. These include:

  • Doctors’ services
  • Inpatient or outpatient hospital care
  • Prescription drugs
  • Mental health services
  • Anthem rehab for addiction

 

Note: Some plans might offer more services under this “essential” list. 

 

Again, each of these limits is different depending on the plan you have with Anthem, so it is essential to find rehab facilities that work with your insurance provider and reach out to their insurance specialists to verify your benefits. 

 

You can call Find Luxury Rehabs today to get a list of local Anthem BCBS rehab centers. 

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What Drug Rehab Programs Will Anthem BCBS Cover?

This depends entirely on your plan. There are three plans:

  • Bronze
  • Silver
  • Gold

 

Gold is the most expensive, with the highest monthly premiums, but it also offers the best coverage. If you have your policy through work, you might not have control over the plan you get.  Note: Anthem BCBS works with Medicaid coverage in some states too, so you might be able to get help at an in-network or out-of-network location for ninety days. 

 

You can expect some coverage for the following:

  • Care manage access
  • Residential treatment
  • Detox services
  • Partial hospitalization
  • Outpatient treatment
  • Intensive outpatient treatment

 

Anthem will cover medically necessary services like MAT. But in these cases, you often must get a pre-qualification from your primary care physician, who will determine whether the services are “necessary.” Again, you can review this with your provider or local Anthem rehab centers.  Anthem usually covers partial hospitalization, detox, and outpatient services. Individual therapy is also often covered but for a specific length of time.  Medication is usually covered, especially if it is deemed ‘necessary.’ Most plans have coverage for generic medicines with a minimal copay, if any. 

 

If you are ready for help, let Find Luxury Rehabs connect you with your preferred Anthem drug rehab center. 

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How Long Will Anthem BCBS Cover Drug Treatment?

This is based entirely on the plan you have. Most of their plans provide coverage for detox and up to 12 weeks of therapy. This equates to three months of outpatient services. However, you might be able to get coverage for longer if, again, it is deemed medically necessary at the end of those twelve weeks. 

 

Find Luxury Rehabs can give you lists of local Anthem BCBS rehab centers that offer the treatment you need. 

Are There Anthem BCBS Rehab Centers?

In some states, you can go to a designated Anthem facility to receive some of your addiction treatment or mental health services. This might mean going to an Anthem facility for detox and then attending therapy elsewhere, or vice versa. 

Anthem has an extensive network of professionals, including licensed therapists. So, you can find a lot of professionals who fall under the “in-network” category and will work with your insurance to ensure you get the help you need at an affordable rate.  

 

Let Find Luxury Rehabs connect you to Anthem rehab centers that provide the highest coverage. 

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What Are the Benefits of an In-Network Anthem Rehab Center?

The most significant benefit of using an Anthem in-network center is the cost. Insurance companies like to work with in-network providers exclusively because they have an agreed-upon list of fees, so Anthem knows what to expect from your rehab bill. 

 

But with an out-of-network rehab center, Anthem has no idea what to expect, so they are less likely to risk it. This means they are less likely to cover any of your bills.  In-network providers often mean more extended access to care, too. Anthem is more likely to approve a medically necessary continuation of therapy if you remain in-network. 

 

Contact Find Luxury Rehabs to learn more about nearby in-network facilities. 

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Finding Anthem BCBS Drug and Alcohol Rehab Centers Near You

We know that finding a rehab facility can be a tricky step. Choosing to get clean and ask for help takes a lot of courage, but then you sit down and look over thousands of rehab facilities, and they start to blur together. That is where we come in. 

 

With Find Luxury Rehabs, we make it easy to find an Anthem drug rehab center based on your preferred features. We can help you compare dual diagnosis or outpatient services that best fit your needs. If you want MAT for alcoholism, we can narrow down the results to the top choices in your area. If you wish for a partial hospitalization service, we can show you the most qualified medical professionals near you. 

 

Turn to Find Luxury Rehabs today to learn which Anthem BCBS drug rehab is your top choice. 

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