How Do I Pay For Rehab?
In the example above, you can see that there’s a lot of fluctuation, and these are average costs to cross the nation not specific to your area. You can use resources like Find Luxury Rehabs to compare prices near you.
It can be frightening to commit to something that expensive, especially if there’s a prospect of failure. But figuring out how to pay for rehab should be viewed as an investment in your future, physical well-being, and mental health.
- Most outpatient programs include the cost of detox, as do residential treatments.
- The cost of outpatient or inpatient care varies dramatically on how many times per week you get therapy and how many different programs you participate in during your recovery.
- Residential treatment can cost as little as $5,000 for a 30-day program, and this includes your detox, all of your full-time therapy sessions, and access to the amenities and holistic programs available at that facility. Stays up to 90 days can cost up to $80,000 for the entire 90-day treatment, including the same things.
Does Insurance Cover Drug Rehab?
Common questions are: “does insurance cover drug rehab for MAT,” “does insurance cover drug rehab if I need mental health services” and “does insurance cover drug rehab for residential programs?”
Thankfully, the answer is yes. The federal government mandates that all health insurance policies offer mental health and substance abuse treatment under their essential benefits. All insurance providers will cover some aspects of drug rehab.
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Does Private Health Insurance Cover Drug Rehab?
Private insurance plans like Medicaid and Medicare will offer some coverage for health insurance. Medicare covers care for an inpatient hospitalization, a partial hospitalization program, outpatient mental health services, and medications.
Most of what is covered fall under the mental health services category, which includes inpatient detox services and ongoing therapy.
These private insurance providers are bound by the same mental health support regulations as other healthcare providers, so a lot of services provided by regular insurance companies are also offered by private insurance companies.
How to Find a Drug and Alcohol Rehab Centers That Accepts Your Insurance
If it is time to get help, don’t wait. Don’t let money concerns stop you from getting the treatment you need when there are ample resources out there that help you figure out how to pay for rehab.
With Find Luxury Rehabs, we can help you find facilities in your state or the state of your choosing which accept your insurance policy so that you don’t have to pay out-of-pocket. We can help you compare inpatient services and figure out which facilities offer the treatment you like with flexible self-pay options. We can help you find care that meets your needs no matter what you choose.