One of the biggest challenges next to finding a good rehab center is finding the money to pay for it. Paying for addiction treatment might seem impossible, but you can get help in many ways. Many people use their insurance policy to cover a substantial portion, if not all, of their treatment costs. If you have private insurance, you can also apply that to your recovery or look for facilities that offer flexible self-pay options.
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Everyone deserves to figure out how to pay for rehab. The total cost of recovery can vary widely depending on the facility you choose. The programs are free; others can cost thousands of dollars, if not more.
90 day outpatient care | Between $1,400-$10,000 |
Drug detox | Between $250-$800 per day |
30 day intensive outpatient program | Between $3,000-$10,000 |
Residential treatment | Between $5,000-$80,000 |
Note:
In the example above, you can see that there’s a lot of fluctuation, and these are average costs to cross the nation not specific to your area. You can use resources like Find Luxury Rehabs to compare prices near you.
It can be frightening to commit to something that expensive, especially if there’s a prospect of failure. But figuring out how to pay for rehab should be viewed as an investment in your future, physical well-being, and mental health.
Learn more about paying for addiction treatment with Find Luxury Rehabs.
Common questions are: “does insurance cover drug rehab for MAT,” “does insurance cover drug rehab if I need mental health services” and “does insurance cover drug rehab for residential programs?”
Thankfully, the answer is yes. The federal government mandates that all health insurance policies offer mental health and substance abuse treatment under their essential benefits. All insurance providers will cover some aspects of drug rehab.
If you pick a facility that is in-network and approved by your insurance provider, all of the costs mentioned above go down substantially because the breakdown of your delete therapy sessions gets covered by your insurance.
If you need to go to the hospital for detox treatment, this is something that your insurance policy must cover, which significantly reduces the cost of any addiction treatment you begin if you pick an in-network provider.
So, if you pick an in-network provider, your health plan has to cover some aspect of your substance abuse treatment.
While your insurance will cover part of your rehab, sometimes you want to figure out how to pay for rehab through other options because you have found the perfect treatment facility and it’s out-of-network, or you don’t have insurance.
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Paying for addiction treatment can still happen privately. If you or your loved ones still need to figure out a way to cover treatment for yourself or someone close to you, you can use self-pay options.
Self-pay options come in many forms:
Each of these self-pay options is designed to make paying for addiction treatment easier and ensure that you get help immediately.
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The team at Find Luxury Rehabs is standing by 24 hours a day, 7 days a week ready to help you find your own individual options for luxury treatment.
Private insurance plans like Medicaid and Medicare will offer some coverage for health insurance. Medicare covers care for an inpatient hospitalization, a partial hospitalization program, outpatient mental health services, and medications. Most of what is covered fall under the mental health services category, which includes inpatient detox services and ongoing therapy.
These private insurance providers are bound by the same mental health support regulations as other healthcare providers, so a lot of services provided by regular insurance companies are also offered by private insurance companies.
Let Find Luxury Rehab help you look at private health insurance options.
If it is time to get help, don’t wait. Don’t let money concerns stop you from getting the treatment you need when there are ample resources out there that help you figure out how to pay for rehab.
With Find Luxury Rehabs, we can help you find facilities in your state or the state of your choosing which accept your insurance policy so that you don’t have to pay out-of-pocket. We can help you compare inpatient services and figure out which facilities offer the treatment you like with flexible self-pay options. We can help you find care that meets your needs no matter what you choose.
Let Find Luxury Rehabs help you find places that accept your insurance and start your treatment today.